Umbrella Liability Insurance
Umbrella liability insurance is designed to protect you from lawsuits in an era of dramatically increasing claims.
What can you do to protect yourself?
Install some more insulation! If forecasts were calling for colder and colder winters, you might be looking for ways to better insulate your home. When it comes to the changing legal climate (more lawsuits, larger lawsuits), we’re your insulation suppliers. And, our kind of insulation is a lot simpler than getting stuff sprayed into your attic or installing more efficient windows. A simple phone call can put a better layer of protection between you and the scary world out there where accidents can and do happen. The possibility of causing someone serious injury is a sickening prospect no one likes to contemplate. However, we should all make it a point to think about the position we’d be in if an unspeakably large claim occurred. The thought of a large claim and not enough insurance coverage is a chilling prospect indeed!
Who should have an umbrella policy?
An umbrella policy provides an extra layer of liability coverage over both your car and home insurance for situations of personal liability. Everyone should consider an umbrella and most should have one.